財務管理(\u30b3ピ\u30fc)

• •Telegram Bot Token
• •Googleアカウント + Gmail API認証情報
• •Google Sheets API認証情報
• •Google Gemini API Key

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  "name": "Finance Management(copy)",
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        "jsonSchemaExample": "\n{\n  \"type\": \"expense\",\n  \"Timestamp\": \"ISO datetime\",\n  \"Date\": \"DD/MM/YYYY\",\n  \"Account\": \"string\",\n  \"From\": \"string\",\n  \"To\": \"string\",\n  \"Type\": \"Debit or Credit\",\n  \"Category\": \"string\",\n  \"Description\": \"string\",\n  \"Amount\": \"number\",\n  \"Currency\": \"INR\",\n  \"Source\": \"Telegram\",\n  \"MessageId\": \"string\",\n  \"Status\": \"Posted\"\n}"
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      "parameters": {
        "jsonSchemaExample": "{\n  \"type\": \"budget\",\n  \"Month\": \"MM-YYYY\",\n  \"Category\": \"string\",\n  \"Budget Amount\": \"number\",\n  \"Notes\": \"string\",\n  \"UpdatedAt\": \"ISO datetime\"\n}"
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        "content": "## Smart Expense Tracker with Gmail + n8n + Google Sheets\n\n### 📌 Summary\n\nThis workflow automates expense tracking by parsing bank transaction emails (HDFC, Indian Bank, IOB, UPI apps, etc.) and logging them directly into Google Sheets. It intelligently classifies, organizes, and updates budgets, providing monthly and yearly insights with zero manual effort.\n\n---\n\n### 🎯 Who Is It For?\n\n* Individuals who want **personal finance automation**.\n* Families or groups needing **shared expense tracking**.\n* Professionals managing **multi-account (bank + UPI) transactions**.\n* Anyone tired of manual expense entry and reconciliation.\n\n---\n\n### ⚙️ Features\n\n* **Automated Gmail Parsing**: Reads bank/UPI alerts and extracts structured transaction details.\n* **Classification by Account**: Distinguishes between HDFC, Indian Bank, IOB, and UPI apps.\n* **Smart Filtering**: Ignores irrelevant or non-financial emails.\n* **Google Sheets Integration**:\n\n  * Logs transactions into the **Expenses** sheet.\n  * Maintains monthly budgets in the **Budgets** sheet.\n  * Tracks total spend, variance vs. budget, and generates alerts.\n* **Yearly Roll-Up**: At each month’s end, logs total monthly expense into the **Yearly Summary** sheet.\n* **Alerts**: Notifies when expenses exceed the allocated budget.\n\n---\n\n### 🚀 How To Use\n\n1. **Copy the Google Sheet template** with tabs: `Expenses`, `Budgets`, `Yearly Summary`.\n2. **Import the n8n workflow** provided.\n3. **Connect Gmail & Sheets** credentials inside n8n.\n4. **Customize Budget Categories** in the `Budgets` tab (e.g., Food, Rent, Travel).\n5. **Run Workflow** manually or set it on a schedule (e.g., every 5 minutes).\n\n---\n\n### 🔧 Configuration Steps\n\n1. **Gmail Setup**\n\n   * Configure Gmail Trigger node with filters:\n\n     ```\n     from:(alerts@hdfcbank.net OR ealerts@iobnet.co.in OR alerts@indianbank.in)\n     ```\n   * Add UPI alert senders as needed.\n\n2. **LLM Parsing**\n\n   * LLM extracts JSON in schema:\n\n     ```json\n     {\n       \"date\": \"DD/MM/YYYY\",\n       \"account\": \"Bank/UPI name\",\n       \"from\": \"Sender email\",\n       \"to\": \"Recipient email\",\n       \"type\": \"Credit/Debit\",\n       \"category\": \"Expense Category\",\n       \"description\": \"Details\",\n       \"amount\": \"Number\",\n       \"currency\": \"INR\",\n       \"source\": \"Gmail\",\n       \"messageId\": \"Unique ID\",\n       \"status\": \"Posted/Pending\"\n     }\n     ```\n\n3. **Google Sheets**\n\n   * Map schema fields directly into `Expenses` sheet columns.\n   * Budget tab pre-filled with categories & monthly allocations.\n   * Yearly sheet auto-calculates monthly totals.\n\n4. **Alerts**\n\n   * Telegram node (optional) can notify when spending exceeds budget.\n\n---\n\n### ✅ Benefits\n\n* No manual logging needed.\n* Real-time visibility into expenses.\n* Budget control with automatic alerts.\n* Scales from personal to family/shared use.\n* Works with any Gmail-supported bank or UPI provider.\n\n---\n\n⚡ With this setup, you can focus on spending wisely while your system takes care of the tracking.\n"
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      "id": "1b130cdf-9f6d-44ac-97ac-ade6da4aa2bc",
      "name": "telegram入力からの情報抽出",
      "type": "@n8n/n8n-nodes-langchain.chainLlm",
      "position": [
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      "parameters": {
        "text": "={{ $json.message.text }}",
        "batching": {},
        "messages": {
          "messageValues": [
            {
              "message": "=You are a strict financial data parser.  Given a text input from a human about budgets or expenses, detect the type and return ONLY a valid JSON object in the correct schema.  Classification rules: - If the message contains \"set budget\", \"budget for\", \"allocate\" → type = \"budget\" - If the message describes a transaction like \"paid\", \"give\", \"buy\", \"transfer\" → type = \"expense\"  SCHEMA:  For Budgets: {   \"type\": \"budget\",   \"Month\": \"{{ $today.month }}\"-\"{{ $today.year }}\",   \"Category\": \"string\",   \"Budget Amount\": number,   \"Notes\": \"string\",   \"UpdatedAt\": \"{{$now}}\" }  For Expenses: {   \"type\": \"expense\",   \"Timestamp\": \"{{$now}}\",   \"Date\": \"DD/MM/YYYY\",   \"Account\": \"string\",   \"From\": \"string\",   \"To\": \"string\",   \"Type\": \"Debit or Credit\",   \"Category\": \"string\",   \"Description\": \"string\",   \"Amount\": number,   \"Currency\": \"INR\",   \"Source\": \"Telegram\",   \"MessageId\": \"{{$json[\"message\"][\"message_id\"]}}\",   \"Status\": \"Posted\" }  RULES: - Always output exactly one JSON object. - Do not include any text outside the JSON object. - If any field is missing from the user message, use a reasonable default or leave it blank if truly unknown."
            }
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      "typeVersion": 1.7
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      "id": "3b88a35a-b9b3-40ec-aa93-57dd1000070c",
      "name": "取引が「予算」か「経費」かの生データ確認",
      "type": "n8n-nodes-base.if",
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              "leftValue": "={{ JSON.parse($json.text.replace(/```json\\n?|```/g, '').trim()).type }}",
              "rightValue": "budget"
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              "rightValue": "budget"
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      "id": "eabb8a18-e5d7-416c-9ab1-c6165350737e",
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      "position": [
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      ],
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        "columns": {
          "value": {
            "Month": "={{ $json.output.Month }}",
            "Notes": "={{ $json.output.Notes }}",
            "Category": "={{ $json.output.Category }}",
            "Updated At": "={{ $json.output.UpdatedAt }}",
            "Budget Amount": "={{ $json.output['Budget Amount'] }}"
          },
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              "id": "Month",
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              "display": true,
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              "required": false,
              "displayName": "Category",
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            {
              "id": "Budget Amount",
              "type": "string",
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          "cachedResultName": "Finances"
        }
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      "id": "769f49cc-badb-4770-97c4-351a08e80f1c",
      "name": "取引データを経費シートに追加",
      "type": "n8n-nodes-base.googleSheets",
      "position": [
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      ],
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          "value": {
            "To": "={{ $json.output.To }}",
            "Date": "={{ $json.output.Date }}",
            "From": "={{ $json.output.From }}",
            "Type": "={{ $json.output.Type }}",
            "Amount": "={{ $json.output.Amount }}",
            "Source": "={{ $json.output.Source }}",
            "Status": "={{ $json.output.Status }}",
            "Account": "={{ $json.output.Account }}",
            "Category": "={{ $json.output.Category }}",
            "Currency": "={{ $json.output.Currency }}",
            "MessageId": "={{ $json.output.MessageId }}",
            "Timestamp": "={{ $json.output.Timestamp }}",
            "Description": "={{ $json.output.Description }}"
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              "id": "Timestamp",
              "type": "string",
              "display": true,
              "required": false,
              "displayName": "Timestamp",
              "defaultMatch": false,
              "canBeUsedToMatch": true
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            {
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              "type": "string",
              "display": true,
              "required": false,
              "displayName": "Date",
              "defaultMatch": false,
              "canBeUsedToMatch": true
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            {
              "id": "Account",
              "type": "string",
              "display": true,
              "required": false,
              "displayName": "Account",
              "defaultMatch": false,
              "canBeUsedToMatch": true
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              "required": false,
              "displayName": "From",
              "defaultMatch": false,
              "canBeUsedToMatch": true
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              "id": "To",
              "type": "string",
              "display": true,
              "required": false,
              "displayName": "To",
              "defaultMatch": false,
              "canBeUsedToMatch": true
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            {
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              "type": "string",
              "display": true,
              "required": false,
              "displayName": "Type",
              "defaultMatch": false,
              "canBeUsedToMatch": true
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            {
              "id": "Category",
              "type": "string",
              "display": true,
              "required": false,
              "displayName": "Category",
              "defaultMatch": false,
              "canBeUsedToMatch": true
            },
            {
              "id": "Description",
              "type": "string",
              "display": true,
              "required": false,
              "displayName": "Description",
              "defaultMatch": false,
              "canBeUsedToMatch": true
            },
            {
              "id": "Amount",
              "type": "string",
              "display": true,
              "required": false,
              "displayName": "Amount",
              "defaultMatch": false,
              "canBeUsedToMatch": true
            },
            {
              "id": "Currency",
              "type": "string",
              "display": true,
              "required": false,
              "displayName": "Currency",
              "defaultMatch": false,
              "canBeUsedToMatch": true
            },
            {
              "id": "Source",
              "type": "string",
              "display": true,
              "required": false,
              "displayName": "Source",
              "defaultMatch": false,
              "canBeUsedToMatch": true
            },
            {
              "id": "MessageId",
              "type": "string",
              "display": true,
              "required": false,
              "displayName": "MessageId",
              "defaultMatch": false,
              "canBeUsedToMatch": true
            },
            {
              "id": "Status",
              "type": "string",
              "display": true,
              "required": false,
              "displayName": "Status",
              "defaultMatch": false,
              "canBeUsedToMatch": true
            }
          ],
          "mappingMode": "defineBelow",
          "matchingColumns": [],
          "attemptToConvertTypes": false,
          "convertFieldsToString": false
        },
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        "operation": "append",
        "sheetName": {
          "__rl": true,
          "mode": "list",
          "value": 1752386962,
          "cachedResultUrl": "https://docs.google.com/spreadsheets/d/1fDiKZVLB07hqjNh4Zr6d_9t4B3SSZPIv62-AchIUF14/edit#gid=1752386962",
          "cachedResultName": "Expenses"
        },
        "documentId": {
          "__rl": true,
          "mode": "list",
          "value": "1fDiKZVLB07hqjNh4Zr6d_9t4B3SSZPIv62-AchIUF14",
          "cachedResultUrl": "https://docs.google.com/spreadsheets/d/1fDiKZVLB07hqjNh4Zr6d_9t4B3SSZPIv62-AchIUF14/edit?usp=drivesdk",
          "cachedResultName": "Finances"
        }
      },
      "credentials": {
        "googleSheetsOAuth2Api": {
          "id": "GJU31SO5EP7zjg4m",
          "name": "Google Sheets account"
        }
      },
      "typeVersion": 4.7
    },
    {
      "id": "55fbe444-feb4-400b-a0e3-d95d8fc900e2",
      "name": "ユーザーに確認返信を送信",
      "type": "n8n-nodes-base.telegram",
      "position": [
        976,
        -384
      ],
      "webhookId": "079f4dea-cb14-45c8-820a-61fa4c403590",
      "parameters": {
        "text": "=Sure, the entry has been added to the finance sheet. You can check the finance sheet by clicking the below link 👇\n\nhttps://docs.google.com/spreadsheets/d/1fDiKZVLB07hqjNh4Zr6d_9t4B3SSZPIv62-AchIUF14/edit?usp=sharing\n\nThank you 😊",
        "chatId": "={{ $('Telegram Trigger').item.json.message.from.id }}",
        "additionalFields": {}
      },
      "credentials": {
        "telegramApi": {
          "id": "A4nNiaAfDhgWA15H",
          "name": "Telegram account"
        }
      },
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    {
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      "name": "指定された銀行/UPIアプリまたはそれらからの取引のみからメールを抽出",
      "type": "n8n-nodes-base.code",
      "position": [
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        720
      ],
      "parameters": {
        "jsCode": "const emailBody = $input.first().json.snippet || \"\";\nconst senderEmail = $input.first().json.From || \"\";\n\n// Account detection\nlet account = \"\";\nif (/alerts@hdfcbank\\.net/i.test(senderEmail)) account = \"HDFC Bank\";\nelse if (/ealerts@iobnet\\.co\\.in/i.test(senderEmail)) account = \"Indian Overseas Bank\";\nelse if (/alerts@indianbank\\.in/i.test(senderEmail)) account = \"Indian Bank\";\nelse if (/@upi|@okhdfcbank|@okaxis|@okicici/i.test(emailBody)) {\n    if (/gpay|google pay/i.test(emailBody)) account = \"Google Pay\";\n    else if (/phonepe/i.test(emailBody)) account = \"PhonePe\";\n    else if (/paytm/i.test(emailBody)) account = \"Paytm\";\n    else account = \"UPI\";\n} else {\n    account = \"Other\";\n}\n\n// If account is \"Other\", skip output\nif (account === \"Other\") {\n    return [];\n}\n\n// Output\nreturn [{\n    account,\n    from: senderEmail, // exact Gmail \"From\" metadata\n    snippet: emailBody,\n    messageId: $input.first().json.id || \"\"\n}];\n"
      },
      "typeVersion": 2
    },
    {
      "id": "7799b2b4-ce6a-461b-b7b0-2af4e7ce3808",
      "name": "生メールから構造化データを生成",
      "type": "@n8n/n8n-nodes-langchain.chainLlm",
      "position": [
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      ],
      "parameters": {
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        "content": "Gmail Trigger captures new bank/UPI emails.\n\nGemini AI Parser extracts structured details (date, amount, category, etc.).\n\nFilter Node ensures only valid financial transactions are logged.\n\nInformation extractor will extract the information like Date, account, transaction type(Credit/Debit), description, currency, status, messageId, from email, to email, category -> checks if the transaction is ‘Credit’ or ‘Debit’ then appends the details to the respective google sheet\n\nBudget Validator checks against monthly allocations.\n\nIf the expense is above the budget is raises an alert and will send a email to the connected account."
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